If you have been charged with certain offenses, you may need SR-22 insurance. It is important to educate yourself on the topic. Read on to learn more about SR-22 insurance, what it is, and how you can obtain it.
What is SR-22 Insurance?
An SR-22 is a form that is filed with your state to show that you are meeting your state’s minimum auto liability insurance requirements.
How Will I Know if I Need an SR-22?
An SR-22 is ordered by a court or by your state. Not everyone needs an SR-22. It is typically required if you have been caught driving without insurance or a valid license. You may be ordered to obtain an SR-22 for the following offenses:
- DWI conviction
- Driving without enough insurance
- Too many at-fault accidents or violations
- Repeat offenses in a short time frame
- Not paying court-ordered child support
How Do I Get an SR-22?
In order to obtain an SR-22, you will need to call your insurance company. If you already have auto insurance, you won’t need to purchase a new policy. Instead, you can add the SR-22 to your existing policy, and your insurer will file the SR-22 document with the state requiring it. If you don’t have auto insurance and need to buy a policy, you’ll want to let any prospective insurer know about the SR-22 right away. Many insurance companies do not offer SR-22s, so it is important that you find a company that does.
How Long Will I Need an SR-22?
Most states require drivers to have SR-22 coverage along with an insurance policy for about three years.
If you have any questions or concerns about traffic violations, DWI convictions, or traffic violations in New Jersey, contact our firm today.
Contact our Firm
If you are facing criminal charges in New Jersey, you need strong legal defense. Contact the Law Office of Carl Spector for dedicated representation. With over 30 years of experience as both a prosecutor and criminal defense attorney, he offers a unique perspective on how both sides think, and how to best approach each aspect of the case. When your future is on the line, don’t settle for less than the best possible legal representation. Contact an experienced New Jersey criminal defense attorney who will aggressively fight for you. Call today for a free confidential consultation. Let our experience work for you.
